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Car Loan Calculator

Estimate your payment with Canadian provincial taxes built in. Adjust price, down payment, trade-in, and term to find the financing that works for you.

Vehicle & Financing Details
$
Tax applies to the full purchase price before down payment.
$
$
6.99% 800+ credit score — Exceptional
6.99% 800+ credit score — Exceptional
7.99% 740–799 credit score — Very Good
9.49% 670–739 credit score — Good
12.99% 600–669 credit score — Fair
18.99% Below 600 credit score — Rebuilding
Custom Enter your own rate
%
Loan Term
Payment Frequency
Monthly Payment
$0.00
— / month
0 Payments
60 mo Term
7.99% APR
Loan Amount
$0
price + tax − down − trade-in
Est. Tax
$0
ON HST 13%
Total Interest
$0
cost of borrowing
Total Cost
$0
all-in, over loan term
Principal vs. Interest 0% interest
Principal ($0)
Interest ($0)
Year Payment Interest Principal Balance

Results are estimates for budgeting purposes. Actual loan terms, rates, and tax treatment vary by lender and situation. Consult a financial advisor before making financing decisions.

Know what the car is actually worth first.

A loan calculator tells you what you’ll pay. A getcv report tells you whether it’s worth paying it.

No subscription. $14.99 per report — price locked.